What is a Producer? Producer[pruh-doo-ser]noun1.A Producer is an individual licensed by a State’s Insurance board to sell insurance. A Producer can be an Agent, a Broker, or a colleague of either of the two. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Forecast Life is as unpredictable as the weather. We’d love to help you prepare. When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial? Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.